Universal Life Insurance

It’s permanent life insurance that comes with the flexibility to meet your unique needs.

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Who is this for?

If you want the ability to make changes to your life insurance, universal life insurance may be right for you. Those who feel that neither term life insurance nor participating life insurance are flexible enough to meet their needs may find what they need in universal life insurance.

Unlike term life insurance, universal life insurance is permanent life insurance, meaning it won’t end (so long as you keep paying your premiums). And unlike participating life insurance, it can be more flexible – for example, you can make changes to your premium payments (within legislative limits), allowing you to match your changing needs and financial situation.

How will this help me?

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Universal life insurance provides you with life insurance protection and the opportunity to build tax-advantaged cash value to support your unique financial goals. It’s life insurance that gives you the opportunity to customize your coverage to match your changing needs and situation.

In essence, this type of life insurance blends traditional life insurance with a tax-advantaged investment component, meaning it can help build wealth over time. If your investment component performs well, you can use the funds to help reach your financial goals, such as financing a child’s post-secondary education or starting a business.

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Participating Life Insurance

If you’re looking for lifelong insurance protection and the chance to build tax-advantaged cash value, participating life…

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Term Life Insurance

By offering low-cost life insurance protection, term life insurance can help you achieve your financial goals.

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Universal Life Insurance

It’s permanent life insurance that comes with the flexibility to meet your unique needs.

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Critical illness insurance can help provide financial support during difficult times, allowing you to focus on getting healthy.

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Health And Dental Insurance

An individual health plan can help ensure you and your family have comprehensive coverage.

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